Health Insurance, probably the single most irritating and frustrating issue of modern American politics. It affects us all, allowing us to pay for the sometimes outrageous cost of health care. In their infinate wisdom, the government has attempted to create a system helps reduce cost and assure that everyone is covered, but it feels that they have only made the whole system worse.
From a person experience in dealing with the Mass Health Connector, the system the ACA (Obamacare) is based on, has failed in it's mission. While they provide a lower cost insurance, my options were limited to five companies, each of increasing price. To make matters more irritating, we were promised by the ACA (which would cover all Americans) that if we liked our doctor we could stay with them, that was a flat out lie, as I am now currently in the search for a new one, staying with my current would mean higher premiums or directly paying over a hundred dollars per visit.
Below I have posted a link to a health care bill proposed by Senator (Dr.) Rand Paul. In his bill, we are allowed to decide a heath plan that fits the needs of the individual, nothing mandated. Businesses can work together form insurance pools, and we can have "health savings" accounts. It is not perfect bill, but it is a step in the right direction, protecting people with pre-existing conditions and fulling the needs of the individual.
It frightens that his proposal isn't even being considered, one would think that someone in the industry would hold more weight on the issue. That is the problem though with the current congress, people who speak and grandstand with emotional arguments, but come forth little substance. They do what their lobbyists tell them do, and use whatever means they have to sway the people. Health Care something we shouldn't pass and then review it later as Nancy Pelosi suggested in 2010. It should be handled with tact and logic, be bipartisan, and consider both people and economics.
I will go into more detail in another longer article on the many various facets of the issue. For now, consider that many of us the situation varies, a one size fits all plan will not work. Also consider the bill Rand Paul proposes, it's not perfect, but it has merit and potentially a good start to creating a system that works.
https://www.paul.senate.gov/imo/media/doc/ObamacareReplacementActSections.pdf
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